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You've invested in your home. Now, put it to work for you. Get access to the cash you need to give your front a facelift, build a backyard oasis, afford a major life milestone or just consolidate debt. It's your money and it's there when you need it.

Home Equity Line of Credit

Use a Home Equity Line of Credit any time for any reason - like when you need a pool of cash for a new pool. The interest on your HELOC may be tax deductible. Just be sure to consult your tax advisor.

Features

  • 20 year draw period
  • Minimum loan amount $10,000
  • Competitive low rates
  • No closing costs for loan amounts up to $250,000
  • Interest Only Option Available*
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T-Shirt by Dolan Dolan Dolan Sapphire Day Maxi Dress Sizes M, L blueee NW ANTHROPOLOGIE Tag 442fa5T-Shirt by Dolan Dolan Dolan Sapphire Day Maxi Dress Sizes M, L blueee NW ANTHROPOLOGIE Tag 442fa5

BALLOON PAYMENT. After the Draw Period ends, you will no longer be able to obtain credit advances. Paying only your minimum payment may repay less than the outstanding balance at the end of the Draw Period. You will be required to pay the entire unpaid balance that you owe and any outstanding fees or charges after the expiration of the Draw Period in a single balloon payment.

Fixed Rate Home Equity Loan

A Fixed Rate Home Equity Loan is a great option when you want to borrow a specific amount. The interest from your Home Equity Loan may be tax deductible. Just be sure to consult your tax advisor.

Features

  • Flexible terms available in 5, 10, 15 and 20 year repayment options
  • Minimum loan amounts from $10,000
  • Fixed monthly payments
  • Competitive low rates
  • No closing costs for loan amounts up to $250,000
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Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1.888.623.2633.