- 20 year draw period
- Minimum loan amount $10,000
- Competitive low rates
- No closing costs for loan amounts up to $250,000
- Interest Only Option Available*
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BALLOON PAYMENT. After the Draw Period ends, you will no longer be able to obtain credit advances. Paying only your minimum payment may repay less than the outstanding balance at the end of the Draw Period. You will be required to pay the entire unpaid balance that you owe and any outstanding fees or charges after the expiration of the Draw Period in a single balloon payment.