- 20 year draw period
- Minimum loan amount $10,000
- Competitive low rates
- No closing costs for loan amounts up to $250,000
- Interest Only Option Available*
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BALLOON PAYMENT. After the Draw Period ends, you will no longer be able to obtain credit advances. Paying only your minimum payment may repay less than the outstanding balance at the end of the Draw Period. You will be required to pay the entire unpaid balance that you owe and any outstanding fees or charges after the expiration of the Draw Period in a single balloon payment.
Fixed Rate Home Equity Loan
A Fixed Rate Home Equity Loan is a great option when you want to borrow a specific amount. The interest from your Home Equity Loan may be tax deductible. Just be sure to consult your tax advisor.
Let us help you
For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1.888.623.2633.